144 Wayland Avenue, Providence, RI 02906
508-725-0051 | paulwcutler@gmail.com



Posted by Paul W. Cutler on 1/21/2018

Home insurance is a must for any homebuyer. However, getting the right coverage at the right price may seem impossible, particularly for those who are buying home insurance for the first time.

Fortunately, we're here to help you take the guesswork out of buying home insurance. Here are three tips that you can use to obtain the right home insurance coverage for your residence.

1. Understand What a Homeowners Policy Covers

Homeowners insurance offers protection against damage to your property and personal belongings. It also safeguards you against liability for any injuries or property damage that you may cause to other people.

Typically, homeowners insurance offers a package policy that ensures you are protected against natural disasters and other unforeseen risks. On the other hand, homeowners coverage does not protect you against every possible danger. And in some cases, you may need to buy additional coverage to supplement your homeowners policy.

For instance, a homeowner who lives in a floodplain likely will need to purchase flood insurance, as a homeowners policy does not offer flood coverage. Or, if you own a trampoline or your home features a swimming pool, you may need additional coverage as well.

Speaking with an insurance agent will allow you to learn about the ins and outs of a homeowners policy. If you ever have concerns or questions about homeowners insurance, a home insurance professional will be able to respond to your queries at any time.

2. Get Multiple Home Insurance Quotes

When it comes to finding home insurance, it pays to shop around. By doing so, you'll be able to get multiple home insurance quotes and find the best coverage at the best price.

Meeting with at least three home insurance companies usually is a good idea. This will enable you to find out how home insurance will impact your monthly expenses and receive responses to all of your home insurance queries.

3. Don't Forget About Preventative Measures to Supplement Your Home Insurance

Homeowners insurance offers protection in a number of areas, and ultimately, provides a great option to safeguard your property and belongings against risk. Furthermore, there are many quick, easy ways to minimize risk without having to increase your homeowners insurance coverage or add supplemental insurance.

For example, if you own a large collection of antique coins, it may be worthwhile to purchase a safe to secure these items. Also, if you buy a security system for your home, you can safeguard your residence and belongings against theft and may be able to get a discount on your home insurance too.

Purchasing home insurance is a major decision, and if you need extra help along the way, your real estate agent may be able to point you in the right direction.

Your real estate agent may have home insurance contacts, and as such, can connect you with these contacts instantly. Thus, you can move one step closer to buying home insurance that enables you to safeguard your property and belongings both now and in the future.





Posted by Paul W. Cutler on 1/19/2018


52-54 Berlin, Providence, RI 02908

Multi-Family

$239,900
Price

2
Units
2,430
Approx. GLA
NEW YEARS RESOLUTION "BUY HOME": Spacious Duplex With Open Concept. 1215 SQFT of Living Space In Each Unit. 2 Good Size Bedrooms, 1.5 Baths, Fully Applianced Kitchen, Central Air. Back Unit Newly Updated Kitchen New Marble Counter Tops, Wood Overlay Floors. Updated Full Bath And Half Bath. Located 1 Mile From Roger Williams Medical Center / VA Medical Center. Also Located Within 1 Mile Of Rhode Island College And Providence College Campuses.
Open House
Saturday
January 20 at 1:00 PM to 2:30 PM
Welcome to my Open House Saturday 1/20 from 1:00 - 2:30.
Cannot make the Open Houses?
Location: 52-54 Berlin, Providence, RI 02908    Get Directions

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Categories: Open House  


Posted by Paul W. Cutler on 1/17/2018


37 Horton Street, Attleboro, MA 02703

Single-Family

$255,000
Price

6
Rooms
3
Beds
1
Baths
NEW YEARS RESOLUTION "BUY THIS HOME": Set in desirable neighborhood setting, this vintage Cape-style home is charming! 1st floor features an Open Concept Living Room adjoining Dining Room and Kitchen with Hardwood Floors Nicely-sized Master Bedroom and 2 Additional Bedrooms on the 2nd Floor. Backyard is great for entertaining enjoy grassed yard, awesome firepit area & deck. Features include Updated Heating and Central AC System. Nice Country Porch.. Convenient to Commuter Rail, Shopping, South Attleboro Park, Capron Park Zoo & Highway. Commute to Providence or Boston! Come see.
Open House
Saturday
January 20 at 1:00 PM to 3:00 PM
Welcome to my Open House Saturday, January 20th from 1:00 -3:00 PM.
Cannot make the Open Houses?
Location: 37 Horton Street, Attleboro, MA 02703    Get Directions

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Categories: Open House  


Posted by Paul W. Cutler on 1/14/2018

For home sellers, home repairs may be needed to improve the quality of your residence. And with the right home improvement contractor at your disposal, you'll be better equipped to optimize the value of your residence. Unfortunately, not all home improvement contractors are created equal, and you'll likely need to conduct an initial phone interview to ensure that you can hire a qualified contractor to fulfill your home improvement requests. So what should you ask during an initial phone interview with a home improvement contractor? Here are four questions that every home seller needs to know: 1. Can You Handle My Home Improvement Project? Not all home improvement contractors will possess the time and resources to deliver the results you need. As such, you'll want to ensure that a home improvement contractor understands the size of the project and is able to complete it successfully. Asking whether a home improvement contractor if he or she is able to handle your home repair project is essential. And if a home improvement contractor is unable to do so, you'll be able to move forward with other potential candidates. 2. Can You Provide References? In many cases, a home improvement contractor should have no trouble providing you with a list of past clients who were satisfied with a project that he or she completed. However, if a home improvement contractor is unable to provide references, you may be better served to consider a home repair professional who boasts a proven reputation and consistently helps clients improve the quality of their residences. 3. How Many Other Projects Are You Currently Completing? No home seller wants to work with a home improvement contractor who will begin a home repair project and fail to complete it in a timely manner. Thus, you should ask a home improvement contractor how many other projects that he or she currently is completing to ensure that this professional will be able to finish the project without delay. Ideally, you'll want to find a home improvement contractor who prioritizes your home repair project. And if a home improvement professional says that he or she is extremely busy with a wide range of client projects, you may want to consider alternatives. 4. What Is the Project Timeline and Cost of the Project? You'll want to find a home improvement contractor who fits both your schedule and budget. Therefore, you should explain when you'd like your project to be completed and how much money is available for your task to find out if he or she is able to meet your expectations. Furthermore, don't forget to ask for a formal bid for the project. This bid will feature a projected timeline and cost and ensure that you can make a more informed decision. Selecting a home improvement contractor sometimes can be a time-consuming and expensive process. And if you choose the wrong one, you may need to commit additional time and resources to correct a past contractor's mistakes. Conversely, asking the aforementioned questions may provide you with additional insights to help you make the best decision possible and reap the benefits of superior home improvements.





Posted by Paul W. Cutler on 1/11/2018


37 Horton Street, Attleboro, MA 02703

Single-Family

$255,000
Price

6
Rooms
3
Beds
1
Baths
NEW YEARS RESOLUTION "BUY THIS HOME": Set in desirable neighborhood setting, this vintage Cape-style home is charming! 1st floor features an Open Concept Living Room adjoining Dining Room and Kitchen with Hardwood Floors Nicely-sized Master Bedroom and 2 Additional Bedrooms on the 2nd Floor. Backyard is great for entertaining enjoy grassed yard, awesome firepit area & deck. Features include Updated Heating and Central AC System. Nice Country Porch.. Convenient to Commuter Rail, Shopping, South Attleboro Park, Capron Park Zoo & Highway. Commute to Providence or Boston! Come see.
Open House
Saturday
January 13 at 1:00 PM to 3:00 PM
Welcome to my Open House Saturday, January 13th from 1:00 - 3:00 PM.
Cannot make the Open Houses?
Location: 37 Horton Street, Attleboro, MA 02703    Get Directions

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